Nov 2024
As businesses look ahead and plan to step up investment, Liberty is offering brokers more ways to support borrowers’ property investment potential
Matthew Heinnen
Liberty group manager – commercial
Non-bank lender Liberty is already helping brokers support those SMEs and commercial investors seeking properties to help meet demand and fuel growth.
Focused on helping businesses thrive, Liberty is ready to support more business borrowers to achieve their expansion and investment goals now and in the future.
A free-thinking approach helps Liberty meet business borrowers’ unique needs and maximise their property investment potential.
Liberty group manager – commercial Matthew Heinnen said the lender’s flexibility makes it easier for businesses to expand without impacting current operations or future investment plans.
“We’re committed to helping businesses say ‘yes’ to new opportunities. If commercial property is part of their growth plan, customers should be able to move forward without this affecting how they run their business,” Heinnen said.
While some lenders have annual loan reviews or covenants limiting a borrower’s actions or ability to obtain future funding, Liberty takes a different approach.
“How someone operates their business is up to them. We’re here to support business ambitions and growth, not restrict them,” Heinnen said.
Liberty commercial loans are designed to support businesses without limiting their structures or ability to take on future investments.
From low doc commercial loans with flexible income verification to short-term and lease income solutions, Liberty looks to simplify servicing for business owners and property investors.
Liberty’s innovative solutions combine 30-year terms and LVRs up to 80 per cent, as well as interest-only options up to five years.
“Our commercial products are highly flexible, and the streamlined application process helps borrowers achieve their property goals sooner,” Heinnen said.
A customer with a growing recycling business recently came to Liberty looking to purchase a new commercial property amid challenging circumstances.
The customer had one month to relocate due to zoning issues. They had just signed a new contract with a tight deadline and needed to secure a commercial property quickly.
While the customer found a suitable property, their financial situation added complexity to funding. As well as having multiple entities, they were waiting for their current property to sell and to receive income from the new contract.
Offering a flexible commercial option, Liberty was instrumental in helping the customer purchase new premises and continue operations seamlessly.
“Liberty worked closely with the customer’s broker and accountant to find a personalised solution in a short time frame,” Heinnen said.
“We understand borrowers and brokers need fast decisions with certainty. In situations like these, we’re experienced at structuring solutions to fit their needs.”
For more information visit liberty.com.au/broker or call 13 11 33.
Approved applicants only. Lending criteria apply. Fees and charges are payable. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.
