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Pioneer Mortgage Services: diversity of product & policy

by Tony Dale5 minute read
The Adviser

National sales manager Tony Dale explains why he has spent the past 12 years working with Pioneer Mortgage Services

Te Pioneer group of companies has been established for almost 30 years, providing residential and investment mortgage products in the non-bank market.

Pioneer Mortgage Services is a mortgage manager, offering competitive home loans and helping thousands of customers achieve their dream of owning a home. Our loans are distributed throughout Australia via thousands of accredited mortgage brokers.

Pioneer has been and remains privately 100 per cent Australian-owned.

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A business doesn’t last that long without doing something right.

Brokers are our lifeblood. However, just because Pioneer has been around for years doesn’t mean we can rest on our laurels. With a $2 million in-house DLA and average staff tenure of nine years, we have the experience and knowledge to provide exceptional service and accurate answers to any of your queries.

Pioneer, via multiple funders, provides a diversity of products that cannot be found using an individual lender, including:

  • SMSF lending to 80 per cent at residential rates
  • NRAS to 90 per cent, including construction
  • 100 per cent fixed-rate offset available during construction
  • High LVR, plus unlimited capping of LMI
  • Lo doc lending with ABN from six months and LVR to 90 per cent
  • Credit impairment for both fully verified and lo docs

Just as important as offering a diverse policy is asking: Why should a broker use Pioneer?

In addition to our competitive products and pricing, there are several reasons:

  • Our high service standards, including the ability to speak directly with our credit staff Our state-of-the-art tracking and information system
  • BDMs who know what they’re talking about
  • No rate loading for high LVR or construction
  • No minimum volume hurdles
  • No clawback of commissions

We offer brokers confidence in their income streams. Upfront commissions are paid weekly and once you’ve been paid, Pioneer will not claw back your income because of circumstances that are outside your control.

Having settled close to $5 billion of home loans, we take pride in providing exceptional service and assisting brokers to build their business. We give brokers the confidence that their customers will be well looked after.

Thirty years down, but it’s just the beginning.

Tony Dale is national sales manager at Pioneer Mortgage Services

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