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analysis
The Word - Housing affordability
by Staff Reporter • 17 Jun 2011
Housing affordability now poses significant problems for first home buyers, but can a government initiative really lure...
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Friend or foe?
by Staff Reporter • 11 May 2011
The government’s exit fee ban has come under scrutiny from the non-bank sector, but will the ban really have a...
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The Word - New NCCP requirements
by Staff Reporter • 11 May 2011
At the beginning of the year, the broking industry passed a milestone in its development, with the creation of a...
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Heading for extinction
by Staff Reporter • 18 Apr 2011
Fears that broker commissions could be phased out are growing as the case for fee-for-advice gathers pace
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The Word - Lender incentives
by Staff Reporter • 18 Apr 2011
With competition between the big banks heating up, lenders are pulling out all the stops to secure their customers....
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Exit fee ban enforced...what’s next?
by Staff Reporter • 18 Apr 2011
The federal government has spoken time and time again about its desire to create a competitive lending industry
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Competition heats up
by Staff Reporter • 21 Mar 2011
While lenders are redoubling their efforts to win business, do the non-banks have what it takes to steal market share...
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The Word - New products and services in 2011
by Staff Reporter • 21 Mar 2011
With the introduction of regulation, differentiation on product will become increasingly important to broker business....
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Don’t rest on your laurels
by Staff Reporter • 21 Mar 2011
Successful brokers are constantly looking at ways to grow their business and to offer their clients better financial...
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ANALYSIS - A return to competition?
by Staff Reporter • 21 Mar 2011
THE LAST few weeks have seen Australia’s biggest banks stepping up to the plate to deliver a spate of policy and...
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THE WORD - Proposed banking reforms
by Staff Reporter • 18 Feb 2011
At the end of 2010, the federal government sought to improve competition among lenders in the mortgage market by...
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ANALYSIS - Good service is good mortgage broking
by Staff Reporter • 18 Feb 2011
GOOD CUSTOMER service has always played a crucial role in the success of a broker’s service offering and by...
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ANALYSIS - Fixed rate mortgages on the rise
by Staff Reporter • 16 Feb 2011
In the wake of last year’s cash rate rises, some borrowers appear to have gravitated towards fixed rate mortgages....
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OPINION - Future shock
by Staff Reporter • 16 Feb 2011
Will property price growth in 2011 first be sluggish and then rally towards the end of the year? Quite possibly, but...
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OPINION - A fair way down the road
by Staff Reporter • 24 Jan 2011
Mortgage lending rates are likely to head to 8.5 per cent as the Australian economy goes from strength to strength, but...
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A Bigger Slice Of Pie
by Staff Reporter • 18 Jan 2011
Conditions may be shifting in their favour, but Australia’s non-bank lenders are still doing it tough. The question...
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Banking reform - An opportunity missed
by Staff Reporter • 18 Jan 2011
The government’s knee-jerk reaction to out of cycle rate hikes could do more damage than good to smaller lenders
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The Word - Lender competition
by Staff Reporter • 18 Jan 2011
The end-of-year rise in interest rates posed the question of how competition will shape up in 2011. This month, we...
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ANALYSIS -- Cash rate to hit 6 per cent
by Staff Reporter • 2 Dec 2010
Australians have now come to terms with the fact that rates are heading north, but how high are they likely to go?
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OPINION -- Lean on us
by Staff Reporter • 2 Dec 2010
As Australia's brokers prepare for the introduction of licensing, so too are the banks. Licensing will ensure...
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THE WORD -- Licensing in 2011
by Staff Reporter • 2 Dec 2010
Licensing is almost upon us and while there is little doubt that the level of professionalism will be raised, how will...
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THE WORD -- Commission structural changes
by Staff Reporter • 8 Nov 2010
While the focus on writing loans turns to quality rather than quantity, there's differing views around how changes to...
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ANALYSIS -- The only way is up
by Staff Reporter • 8 Nov 2010
It would now appear to be a question of when - rather than if - the majors will raise rates above the Reserve Bank...
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OPINION -- Give us a (festive) break
by Staff Reporter • 8 Nov 2010
While licensing will benefit the broker community, the start date couldn't come at a worse time for the industry.
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OPINION -- The next frontier
by Staff Reporter • 7 Oct 2010
Technological innovations are making the ‘instant loan' a reality - we just need mankind to catch up.
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