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Gemi Investments (Gemi) is a non-bank lender, specialising in short-term bridging loans for property transactions, particularly for urgent and more complicated situations. Gemi was established in 2000 and is today among the most experienced bridging lenders in Australia
What problem is Gemi helping to solve for borrowers?
As property people, we understand the nuances of property projects, including that things don’t always go to plan, particularly in the current environment and that sometimes more money is needed.
Time is of the essence and borrowers often can’t afford to wait around for their relationship manager at a bank or a typical lender to work through their various processes: credit, risk & compliance, approvals, etc. This could take weeks and worse yet, might not be approved or the proposal might not meet all the borrower’s needs.
Gemi can help.
Gemi has a 20-plus year track record in getting deals done. We come from business backgrounds (not banks) and apply the same entrepreneurial approach to lending, focusing on solving problems and making deals work.
We tailor our approach for each deal, focusing on the fundamentals of the property and can settle a loan in as quickly as 48 hours from first inquiry.
Why should brokers introduce Gemi to their clients?
There are many lenders that promise speed, tailored service and certainty of funding. But as brokers know all too well, not all lenders deliver consistently on this promise, particularly those that need to raise money deal-by-deal for each loan.
Gemi is well funded with in excess of $700 million under management and growing constantly. We pride ourselves on being easy to deal with and have a demonstrated track record over 20-plus years of following through on our promises.
We adopt a referrals approach and do the “heavy lifting” with no forms, checklists or unnecessary analysis for brokers and their clients to complete.
You only deal with the decision-makers.
Whilst we won’t offer the lowest interest rate, we back ourselves to offer the most compelling bridging loan solution in the market. Consider using Gemi as a “stop gap” to solve an urgent situation and refinance us with a traditional lender once the project normalises.
Interested to hear more or have a loan scenario? Please visit www.gemi.com.au
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Loan purpose |
Short-term bridging, settlement, development approval, development completion, residual stock, working capital, equity release |
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Size |
$1 million to $50 million |
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Term |
Three to 12 months |
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Security |
First or second mortgage security over property assets in Australia and New Zealand. Other security considered |
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Interest rate |
Specific to each loan with flexible interest payment options |
Justin Epstein
director
Gemi Investments
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