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Brokers are three times likelier than mainstream banks to be concerned about APRA's regulatory position.
According to Genworth's survey of the Australian mortgage market, 27 per cent of the brokers surveyed did not agree that APRA had struck the right balance between responsible lending and access to housing credit.
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The survey also found that 29 per cent were neutral, 29 per cent somewhat agreed that APRA had struck the right balance and 15 per cent strongly agreed.
Mainstream banks are less critical of APRA: only nine per cent claimed the prudential regulator had failed to strike the right balance.
Another 10 per cent were neutral, 53 per cent somewhat agreed that APRA had struck the right balance and 28 per cent strongly agreed.
The annual Genworth survey was the result of interviews with 1,200 industry professionals and consumers.
Brokers are less likely than mainstream banks to have a positive view of the mortgage market, according to the results.
The survey found that 76 of brokers somewhat or strongly agreed that the mortgage market was healthy and sustainable, compared to 90 per cent of mainstream banks.
It also found that 73 per cent of brokers somewhat or strongly agreed that the official cash rate was at an appropriate level, compared to 90 per cent of mainstream banks.
Another finding was that 74 per cent of brokers somewhat or strongly agreed that lenders have an appropriate mix of funding sources, compared to 97 per cent of mainstream banks.
[Related: Profits up, LVRs down for Genworth]
