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With a range of low doc loans blending flexibility with fuss-free finance, Liberty offers a pathway for self-employed customers to reach their home, asset finance, business and property investment goals.
As many brokers will know from experience, being self-employed can be both challenging and hugely rewarding.
On one hand it provides the freedom to work flexible hours, on the other hand businesses may take some time to build before generating a consistent income.
As a lender with a flexible approach to finance, Liberty recognises not all borrowers tick neat boxes on loan applications when it comes to their income and financial records.
Liberty group manager – residential, Caesar Ibrahim says the lender is proud to cater to those who may not be able or simply prefer not to have to meet typical loan application requirements.
“Demonstrating Liberty’s free-thinking mindset, our low doc loans can provide an efficient solution that considers each borrower’s unique circumstances,” says Mr Ibrahim.
And with new updates to its low doc offering, the leading non-bank continues to serve up innovative and tailored solutions designed for self-employed borrowers.
Fee waiver on eligible low doc home loans
One of the ways Liberty caters to self-employed borrowers with property plans is by offering alternative income verification and greater flexibility.
Liberty low doc home loans combine a competitive interest rate with a range of flexible home loan features, with options for start-up or established businesses.
While already offering award-winning turnaround times and serviceability buffers, Liberty’s latest offer could help even more low doc customers fuel their property plans.
“Liberty is always looking for ways to better serve self-employed customers. So, we’re waiving the LMP fee on eligible low doc home loans until 30 November,” Mr Ibrahim says.
This special offer means more ways for brokers to help customers get financial and onto the property ladder.
From home to business loans and beyond
Not all self-employed borrowers are chasing the homeownership dreams, which is why Liberty offers free-thinking solutions beyond home loans.
Liberty has a proud history of helping small business owners in a variety of situations access funds to keep their business moving forward.
Whether for short term financial needs or long-term expansion strategies, their recently introduced low doc business loan opens up options for business owners.
The Liberty low doc business loan is ideal for borrowers who may not have full documentation and can provide a practical solution to help put business ideas in action.
With low doc car loans and commercial loans also on offer, Liberty is well placed to help brokers service a wider range of self-employed customers.
Supporting brokers to provide tailored solutions
Regardless of the loan option, customers look to Liberty for its ability to accept a range of income types, consider non-genuine savings and look beneath the surface with each application assessment.
Liberty is committed to enhancing the knowledge and capabilities of brokers currently working with self-employed borrowers and empower those yet to diversify into self-employed lending.
“Brokers play an integral role in the Australian lending market, acting as a critical intermediary between borrowers and lenders,” Mr Ibrahim says.
There is plenty of help available for brokers new to this area, including the highly experienced Liberty BDM team who can help to equip you with the right skills.
And with access to Liberty’s specialised training and support, brokers can discover new opportunities to serve up tailored solutions and create a thriving business.
“Our team of underwriters and settlement officers love talking to brokers and this relationship is something we’ve stood by since day one.”
For more information about Liberty’s suite of products including low doc lending solutions, visit liberty.com.au/broker or call 13 11 33. Please refer to Liberty’s Residential Introducer Guide for details of fee waiver.
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