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Future Financial has added two extra home loans to its products suite which the mortgage manager believes offer an alternative to products offered by the majors.
The first product, the Future Mortgage Minimiser home loan, comes with a standard variable rate of 5.89 per cent p.a and features a 100 per cent offset account, unlimited redraws and a Visa debit card.
The other product, Future Assurance, has a standard variable rate of 6.29 per cent p.a. and is capped at 7.49 per cent p.a. for two years, which means borrowers can enjoy the benefits of a variable home loan and a two year fixed loan at the same time.
A spokesperson for the company said the variable rates are competitive and 0.2 per cent p.a cheaper than the standard variable rate offered through NAB.
“There is a real move in the market with some serious competition returning with non-bank lenders offering very competitive products and providing an attractive alternative for brokers and borrowers to consider,” the spokesperson said.
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