A leading Sydney broker is set to release a handbook to help borrowers navigate the loan process.
Aaron Christie-David, broker principal at Sydney-based brokerage Atelier Wealth, is set to release his first book, a handbook aimed at helping home buyers secure a mortgage.
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Drawing on his years of experience as a leading mortgage broker, Mr Christie-David is releasing his book The Happy Home Loan Handbook: Get your loan approved, buy your dream home and enjoy your life through Amazon, Dymocks, and Booktopia nationwide on 29 February 2024.
According to the broker, the book aims to act as a practical guide that empowers both first home buyers and upgraders to navigate the often-daunting loan process with clarity and confidence.
He flagged that as housing affordability and serviceability pressures bite, there have been concerns raised that the great Australian dream of buying your own home may be becoming out of reach.
However, he said he refused to accept that home ownership is unattainable for Australians and believes that more Australians could achieve their property ownership dreams if they had greater confidence and knowledge of the home loan process.
As such, he’s written The Happy Home Loan Handbook to draw on his experience and provide a “user-friendly blueprint” to help readers approach the mortgage process with optimism and confidence.
In the handbook, the Atelier Wealth broker covers off a range of steps and strategies for borrowers looking to get a loan settled, including insights into the different types of loans available and why they’re suited for particular borrowers; strategies to help ensure a home loan is approved; tips for finding and negotiating on your perfect home; guidance on building a trusted support team, including brokers, buyer’s agents, and solicitors; and tips for finding and negotiating on home.
He told The Adviser: “Buying a home should be a celebrated achievement, not a stressful nightmare. My book breaks down the complexities of home loans into simple, actionable steps, allowing anyone to turn their aspirations into a reality.
“Brokers are sitting on a mountain of knowledge from credit policy to cash flow and being able to share your expertise and experience with as many people as possible is the ultimate driver to write a book…
“I chose to write a book as it was something I felt my ideal reader could pick up and absorb in their own time and it challenged me to extract all the insights I’ve built up from dealing with thousands of clients and inquiries.
“As brokers, we can sometimes short-sell ourselves with how much value we can truly bring to a client’s financial future but just think about the number of times we’ve all collectively turned a no into a yes or been able to find a way to help a client buy that home they thought they couldn’t?
“We truly have a value proposition that can change the course of a family’s life – when that penny drops you know you have a message the Australian public wants and needs to hear.”
Mr Christie-David said that he advised any broker wishing to write a book to “start small”, perhaps with a blog.
“You’ll get instant feedback on what’s hitting the spot and what needs tweaking. There are so many ways we can consume knowledge – some people love podcasts, others videos while some people love the tactile way of learning by reading a book,” Mr Christie-David said.
“It can feel like a mammoth task to put pen to paper and write over 30,000 words but my suggestion is to start small.”
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