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Pepper’s prime, near-prime and specialist range of products have been cut by up to 65 basis points following the Reserve Bank’s decision to lower the cash rate this month.
Brokers will now be able to access Pepper’s Essential suite of prime home loans, which offer rates from as low as 4.24 per cent for full-doc loans and 4.74 per cent for alt-doc loans.
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For a Pepper Essential full-doc loan with an LVR of up to 85 per cent, the rate is 4.99 per cent, and there is no lender risk fee or third-party LMI approval required, making it a compelling offer to borrowers who lack non-genuine savings and/or cannot meet LMI criteria.
For its suite of Pepper Easy near-prime loans, the lender is offering rates from as low as 5.49 per cent for full-doc loans, and has cut rates by up to 60 basis points across its entire near-prime range.
