Pepper has highlighted the key benefits of one of its products, available now.
The lender’s Pepper Easy near-prime product is available with an LVR of up to 90 per cent for a full-doc loan, and 85 per cent for an alt-doc loan.
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This product allows for the consolidation of an unlimited amount of debts, as well as unlimited defaults less than $1,000.
Other features include: unlimited defaults of more than $1,000 if registered for 24 months; discharge from bankruptcy (one day accepted); and cash out for loans with an LVR of up to 85 per cent.
Meanwhile, the lender has a new campaign underway aiming to raise the profile of specialist lending and educate borrowers about its products.
The campaign has been dubbed Absolutely Positively Pepper, and is designed to show Australians how a specialist loan can help them achieve their financial goals and provide them with an alternate pathway to home ownership.
The campaign comes partly due to results found in a study commissioned by Pepper last year, which found that 60 per cent of potential non-conforming borrowers do not receive a home loan.